TERMS AND CONDITIONS
Please note that we reserve the right to withdraw any of our offers at any time and without notice.
Specification may vary according to the development and plot. Please speak with your Sales Advisor for specification details of the development and plot you are interested in.
PROSPECT START SCHEME
Prospect Start is open to those people who meet the criteria set by Lancashire County Council and Ribble Valley Borough Council and is subject to terms and conditions and eligibility criteria. This is a Discount of Open Market Value scheme which gives buyers the opportunity to purchase a new Prospect home at 67% of open market value. On re-sale you sell your home at 67% of its open market value at that time. You receive 100% of your 67% share. No-one else owns the 23%. By keeping the purchase price at 67% of open market value, future buyers will also benefit from an affordable home.
This offer is only available on selected developments and properties. It is not offered in conjunction with any other promotion. Prospect Homes cannot give you any financial advice but can refer you to an Independent Financial Advisor. Please speak with your sales executive for full terms and conditions across all schemes. YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
PLOT SPECIFIC DEAL PACKAGES
All offers are subject to our standard terms and conditions which are available on request. Selected plots only, no cash alternative, available on new reservations only which go on to legal completion. For full details contact your sales executive. Offer of blinds, light fittings, wardrobes & flooring included may refer to items which are pre-fitted into the home and therefore no choice of colour or finish is available.
HELP TO BUY
Eligible applicants will be of offered an equity loan of up to a maximum of 20% of the purchase price (based on the open market value). Applicants are required to fund at least 80% of the purchase price by means of a conventional mortgage, savings and any deposit where required. For the first five years, there is no fee charged on the equity loan component. At the start of year six a fee is collected of 1.75% of the market value of the property at the time the loan is entered into multiplied by the outstanding percentage under the equity loan, the annual fee of 1.75% will be multiplied by RPI+1% p.a. The equity loan is provided by the HCA and held as a joint second charge. Terms and conditions apply and full details will be provided on request. This offer is only available on selected developments and properties in England up to £600,000 or £250,000 in Scotland. It is not offered with any other promotion. Applicants will need to use a Mortgage Broker from Prospect Homes' panel, who will act solely for the applicant. For full details please contact the appropriate Marketing Suite. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Part Exchange scheme subject to Prospect Homes terms and conditions, on selected plots only. Not in conjunction with any other offer, please speak with your Sales Advisor for more details.
TERMS OF WEBSITE USE
Prospect (GB) owns the website located at www.prospectgb.com (the "website"). By accessing and using the website you the user agree to be bound by these terms and conditions (the "Terms") which govern your access to and use of the website.
INFORMATION ABOUT US
Prospect (GB) are a wholly owned subsidiary of the Riverside Housing Group, 2 Estuary Boulevard
Estuary Commerce Park, Liverpool L24 8RF
Prospect (GB) Head Office, 5 Meridian Business Village, Hansby Drive, Liverpool L24 9LG. Tel: 0151 448 5720
ACCESSING OUR SITE
Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our site without notice (see below). We will not be liable if for any reason our site is unavailable at any time or for any period.
From time to time, we may restrict access to some parts of our site, or our entire site, to users who have registered with us.
You are responsible for making all arrangements necessary for you to have access to our sites. You are also responsible for ensuring that all persons who access our sites through your internet connection are aware of these terms, and that they comply with them.
INTELLECTUAL PROPERTY RIGHTS
We are the owner or the licensee of all intellectual property rights in our sites, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from our sites for your personal reference and you may draw the attention of others within your organisation to material posted on our sites. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of material on our sites must always be acknowledged. You must not use any part of the materials on our sites for commercial purposes without obtaining a licence to do so from us or our licensors.
Exterior and interior images, photographs and CGIs used on this website are representative only. Images may include optional upgrades at additional cost, please speak with your sales advisor for more details.
RELIANCE ON INFORMATION POSTED
Commentary and other materials posted on our sites are not intended to amount to advice on which reliance should be placed for a specific purpose, including but not limited to entry into any contract with Prospect (GB) or any of its group companies or any third party. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our sites, or by anyone who may be informed of any of its contents. This extends to without limitation any errors, inaccuracies, omissions or misleading statements on our site.
OUR SITE CHANGES REGULARLY
We aim to update our sites on a regular basis, and may change the content at any given time. If required, we may suspend access to our sites, or close it indefinitely. Any material on our site may be out of date at any given time, and we are under no obligation to update such material.
The content displayed on our site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:
All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.
Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our sites or in connection with the use, inability to use, or results of the use of our sites, any websites linked to it and any materials posted on it, including, without limitation any liability for:
loss of income or revenue;
loss of business;
loss of profits or contracts;
loss of anticipated savings;
loss of data;
loss of goodwill;
wasted management or office time;
and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, if this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.
This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.
INFORMATION ABOUT YOU AND YOUR VISITS TO OUR SITE
VIRUSES, HACKING AND OTHER OFFENCES
You must not misuse our sites by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our sites, the server on which our site is stored or any server, computer or database connected to our sites. You must not attack our sites via a denial-of-service attack or a distributed denial-of service attack.
By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our sites will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our sites or to your downloading of any material posted on it, or on any websites linked to it.
LINKING TO OUR SITES
No links may be made to this website by any person without Prospect (GB) prior written consent
LINKS FROM OUR SITES
Where our site has links to other sites and resources provided by third parties, these are for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.
Prices and availability updated regularly, please check with the sales advisor at the relevant development for current prices and availability.
Please note that we have endeavoured to portray a reasonable account of the properties we are planning to build. Circumstances may force us to change certain issues and therefore we would advise you to carefully discuss all issues with your sales advisor at each stage of the process. All facts and photographs used in our marketing literature are intended to reasonably convey the lifestyle offered our from our homes. Each home may differ in external finish, energy efficiency, appearance and elevational issues may differ from those photographed or illustrated. Floor plans are as accurate as can be at time of publishing but please be aware that individual construction may result in a slight variance. Please also note that the interior design, furnishings and some fittings that make up our showhomes are not part of our standard specification. These particulars do not form part of a contract or warranty.
Specification varies from each development and plot. Please speak to our sales advisors for full specification details of your chosen plot. Upgrade options are entirely dependent on where your home is in the building process. Ask your Sales Advisor for more information.