DREAMING of taking the first step onto the property ladder? Tired of seeing money wasted on rent? The Ridings in Longridge has just the solution.

The new Help to Buy scheme, that is open purely to first time buyers, means a home can be secured with as little as a 5% deposit on a home up to the value of £224,400. Buyers will receive a 20% equity loan from the government and have to secure a mortgage for the remaining 75%.

The Ridings on Whittingham Road has a number of homes available under the regional price cap meaning this could be the perfect chance for first time buyers to own their own home.

Sam Williams, head of sales at Prospect Homes said: “Getting onto the property ladder is a dream for many so actually owning your own home is a huge achievement. I’m really pleased we have lots of choice for first time buyers at The Ridings.

“Owning a home rather than renting mean that all monthly repayments go towards your home, not to a landlord. Plus with new builds, the home is a blank canvas and can be decorated to your own taste – without needing to ask permission.”

The Medlock is a three-bedroom home priced at £210,000 and is the perfect first step into home ownership. This home couples a kitchen and dining space which leads out into the garden plus a handy laundry space and cloakroom. The separate lounge at the front of the property.

Upstairs the main bedroom comes with an en-suite while the remaining two bedrooms share a family bathroom. The home also comes with driveway parking for two cars.

Another home available under the Help to Buy threshold is the Rutland. Priced at £208,000 the three-bedroom mid-mews-style home couples a kitchen and dining space with a separate lounge.

Upstairs the main bedroom comes with an en-suite while the remaining two bedrooms share a family bathroom.

All of Prospect’s homes come with quality kitchens, available in a range of colours that customers can choose from, integrated fridge freezers, Roca bathroom furnishings, Porcelanosa tiles plus much more.

“All buyers need to do is pack their things and move in!” Sam adds.

Prospect Homes are also offering six months mortgage paid* on selected plots at The Ridings which will also make the first few months in a new home that much sweeter.

The housebuilder also has discounts available to NHS workers. To find out more speak to the sales team today on 01772 977364 or visit: www.prospecthomes.co.uk/theridings The Ridings

Prospect Homes is part of the Riverside Group, one of the UK’s leading social housing and regeneration organisations. Setting them apart from other housebuilders, all profits from the sale of Prospect homes are re-invested into Riverside to finance their social value work and support some of the most vulnerable in our communities.

*Up to the value of £5000